Financing
A friendly way to afford hearing care
Hearing care should not come down to what fits on a single month's credit card statement. We partner with PatientFi and CareCredit so you can move forward with the right treatment plan on a timeline that works.
Choose your option
Two ways to finance your care
Both partners offer a soft credit check up front, so you can review your options without affecting your score. Pick the path that fits your situation.
PatientFi
4.9 / 5Rates as low as 7.99% APR
Fixed, predictable monthly payments with no down payment and no hidden fees. About 30 seconds to check your options with a soft credit pull that does not affect your score.
- Soft inquiry, no impact to your credit score
- Up to $20,000 depending on approval
- Fixed monthly payments, no hidden fees
CareCredit
Health and wellness credit card
A widely accepted healthcare credit card with promotional financing options for hearing services. Use it for your evaluation, devices, and ongoing follow-up at any Virsono location, plus more than 266,000 providers nationwide.
- Soft-pull prequalification, no impact to your score
- Instant decision on most applications
- Promotional financing on qualifying purchases
How it works
Three steps to get started
Whether you choose PatientFi or CareCredit, the path is similar. Compare your options without committing, then move forward when you are ready.
- 1Check your options. Both lenders use a soft credit pull that does not affect your score. Reviewing terms takes less than a minute.
- 2Pick the plan that fits. Compare monthly payments, term lengths, and APR. Your Virsono clinician can walk you through the trade-offs.
- 3Move forward with care. Use your approved plan for evaluations, hearing aids, Earlens devices, accessories, and follow-up visits.
Insurance
A note on coverage
Many medical insurance plans cover the diagnostic hearing evaluation. Device coverage varies widely. Our team will verify your benefits before your visit and walk you through exactly what is covered and what is not.
FAQ
Frequently asked questions
Will applying affect my credit score?
Checking your options with PatientFi is a soft inquiry, which does not affect your credit score. CareCredit also offers a soft-pull prequalification. A formal application with either lender is a hard inquiry and may have a small, temporary impact.
Am I obligated to move forward after I apply?
No. Reviewing your options or prequalifying does not commit you to anything. You can decide whether to use the financing only after you see your approved terms.
How long does the application take?
PatientFi takes about 30 seconds to check your options. CareCredit prequalification is similarly quick, with most applicants receiving an instant decision.
How much can I finance?
PatientFi offers up to $20,000 depending on your approval. CareCredit limits depend on credit approval as well. Both can cover hearing aids, Earlens devices, fittings, and follow-up care.
Can financing cover accessories and follow-up visits?
Yes. Both PatientFi and CareCredit can be used for the full course of care, including hearing aid accessories and ongoing follow-up appointments at Virsono.
Does insurance help cover hearing care?
Many medical plans cover the diagnostic hearing evaluation. Device coverage varies widely. Our team will verify your benefits before your visit and walk you through what is covered and what is not.
Ready when you are
Experience the Virsono difference.
Book a conversation with a Virsono clinician, or take our free pre-appointment screener from home.